Welcome home to this mid-century modernized cottage conveniently located in The Avenues of Cayce. Here, you'll be close to The River Walk, USC, Downtown, the Columbia Airport, dining, shopping, and coffee shops, with easy access to I-20, I-26, and I-77. Almost every surface of this home has been respectfully updated, except for the bathroom tile, wood paneling, wood doors, and wood trim, which are all in good shape and exemplify the mid-century character of the neighborhood. From the beautifully restored original wood flooring to the brand-new kitchen, you will feel the pride of ownership. The new roof, installed in 2022, features 50-year architectural shingles. The new AC and gas furnace were also installed in 2022. About half of the windows were replaced in 2023, and the electrical and some plumbing were updated in 2022. You will make wonderful new family memories in the spacious den, featuring beautiful wood paneling with updated trim, a large stone fireplace with gas logs, a built-in bookcase, a large triple window allowing lots of natural light, a new ceiling light fixture, and new LVP flooring that extends into the kitchen. The kitchen itself boasts all-new cabinets, quartz counters, open shelving, a sink and garbage disposal, a stainless appliance package, a large pantry, new windows and lighting fixtures, and fresh paint. The front formal dining room and living space provide even more opportunities for family gatherings, an office, a hobby room, or a peaceful place to read or study. The generously sized bedrooms each have new carpeting and fresh paint. The master bedroom features an ensuite bathroom with double vanities, a tub and shower, mid-century vintage tile and fixtures, a new window, and fresh paint. A sweet feature of this home is the freshly painted walk-through pantry and laundry area, offering redesigned shelving with a built-in desk, new LVP flooring that extends from the kitchen, a new lighting fixture, and washer/dryer hookups. If you love having an abundance of storage space, you will appreciate the long hallway with closets galore. This home features a low-maintenance brick exterior, a fenced yard, and mature landscaping with azaleas, oleander, gardenia, crepe myrtles, and a large, generously producing fig tree. There is a two-bay carport, an attached brick storage area, and a detached shed for even more storage space. Come see this gem for yourselfeasy to show by appointment.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,620 |
Total Monthly Payment | $2,560 | $2,506 | $3,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.