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4 Jacob Perry Drive, Charlestown, RI, 02813 | $183,000
Terrific opportunity to own your own home in Charlestown, RI. Just minutes to amazing beaches, restaurants, saltwater ponds, & recreation activities. This 2014 manufactured home has been impeccably cared for, offers spacious layout, and sits on a beautiful leased land lot. Inside you will discover a generous living area that flows into a well appointed kitchen. There are 2 bedrooms, 1 at each end of the home, assuring privacy while sleeping. Central AC will keep you cool during those warm RI summer days. There is 1 full bathroom and full sized washer & dryer & a brand new hot water tank. In the rear of the home there is a small deck, perfect to BBQ as well as a shed to store your outdoor supplies.
The home is part of the Border Hill Mobile Home Park, which comes with excellent benefits. The land the manufactured home is on is leased land. You do not own the land, but instead pay a monthly fee. The park requires an application and acceptance process, as well as requires a home inspection
Lease fee includes water (licensed public water system with excellent water), septic, refuse, land taxes, emergency water turn off and turn on, street lighting, snowplowing of common roadways, availability of a resident caretaker for emergencies, annual spring cleanup service, tree maintenance, driveway repairs (but not driveway snowplowing), and annual fall leaf pickup if the resident moves the leaves to the curb.
Estate Sale and subject to Probate Approval and approval of Border Hill
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Style: Manufactured Home
- Year Built: 2014
- Garage: No Garage
- Heating: Forced Air,Propane
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 924
- Est. Taxes: $758
- HOA Fee: $595 Monthly
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1366141
- Website: https://www.raveis.com
/prop/1366141/4jacobperrydrive_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Jacob Perry Drive, Charlestown, RI, 02813
$183,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $146,400 | $146,400 | $146,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $63 | $63 | $63 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $974 | $973 | $1,235 |
| Total Monthly Payment | $1,112 | $1,111 | $1,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB