SELLER WILL COVER ALL CLOSING COSTS AND PAY 2024 AND 2025 HOA FEES! If your dream is a Florida Waterfront Condo, this is an opportunity to avoid the risks of those older barrier island condos. Serena By The Sea is an ALL-NEW building that is elevated and built to the highest standards now mandated by the State of Florida. This Boutique Water-Front Condominium is in Clearwater, Florida. It sits on the mainland and overlooks Clearwater Bay. Everything you have ever dreamed of is nearby, including the charming village of Dunedin. Serena is unique, and the location is special. But which unit do you choose? In condo living, Height and Views Define Exclusivity. So, the answer is PENTHOUSE 603. Be the first to live in this extraordinary 6th-floor corner unit. This is one of the few with windows on three sides and stunning north, south, and west water views. This home has an Open Kitchen, a Great Room, 2 Bedrooms, a Media Room & 2 1/2 Baths. The unit also comes with TWO Balconies. One large enough to host a dinner, the other perfect for watching an intimate sunset. Unlike other units, this one is delivered FULLY FURNISHED. Over $140K was spent on upgraded Appliances, Furniture, Art, and TV's. Features include oversized quartz countertops with a waterfall island. An appliance package imported from Germany that includes Gaggenau gas cooktop, wall oven, steam oven, warming drawer, coffee maker, refrigerator, dishwasher, microwave, & wine cooler. The cabinetry is custom-made Italian cabinetry and includes LED under-lighting. Enjoy the luxurious spa-like owner's bath with a glass shower and premium European-style cabinetry. This turn-key, all-new home was professionally decorated and included LED lighting in all living areas, both indoors and outdoors. Serena By The Sea's glass-framed architecture delivers a stunningly bright atmosphere, state-of-the-art design, and a limitless feeling of space. This home features individual fresh air intake 24 hours a day. Residents do not share air with anyone else! Polarized media electronic air filters are equipped in all common areas. UV-disinfecting lights are in all common areas. A state-of-the-art water filtration system keeps the pool and jetted spa pristine. The home has a temperature and humidity-controlled storage room and two secure and covered parking spaces. Solar energy is used throughout the complex and helps keep HOA fees low. Additionally, your unit is one of the few that includes its own SOLOR-Powered Electric Car power station! You’ll Drive for Free and save the planet! Serena has over 23, 000 sq ft of resort-style amenities! These include a Full-Service Private Spa Club, Hot Tub, Sauna, Massage Room, Hair and Nail Salon, and Outdoor Shower. There is an Elevated Pool Deck complete with Cabanas and Lounging Areas from which you can enjoy beautiful sunsets, a Salt-Water Zero-Edge Pool with two Lap Lanes, a secluded, salt-water Jetted Spa overlooking the ocean, and a covered Summer Kitchen with Two Gas Grills and dining Cabanas. State-of-the-art Fitness and Yoga Center with floor-to-ceiling windows that look out to the pool deck and Intercoastal. A Gaming Area for cards, poker, and all kinds of fun. A kitchen for private events. This is a gated community with a 24/7 staffed lobby. On-site property management personnel. VIP concierge a-la-care services are provided through Serena's preferred vendor list. This spectacular home may be the finest luxury penthouse condominium in the Tampa Bay area!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,980,000 | $1,980,000 | $1,980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.296% | 6.622% | 6.680% |
Monthly Tax Payment | $2,760 | $2,760 | $2,760 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,842 | $12,515 | $17,248 |
Total Monthly Payment | $15,727 | $15,400 | $20,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.