13406 Ridgeland DRIVE, Seminole, FL, 33776 | $545,000

Under contract-accepting backup offers. Welcome to Paradise!! This fabulous 3 bedroom, 2 bath block Seminole home is only 7 minutes to the beach but once you see this home you will never want to leave! The interior boasts beautiful features with a designers flare. Shaker kitchen cabinets, quartz countertops, waterproof vinyl flooring. The list goes on. . . HVAC installed in 2015, blue metal roof installed in 2021 with hurricane clips, Water Heater replaced in 2024, pool pump 2023. The vaulted ceiling gives an open feel to this captivating home! Additional features include a bathroom rain/oversize shower, water softener, and a large shed installed in 2022. Located on 1/4 acre at the end of a cul-de-sac, this oversized lot is a best described as a tropical oasis! A glistening Pebble Tec pool surrounded by 800 sq feet of pavers and a covered, screened in Lanai for entertaining! Enjoy the convenience of a 6 person hot tub, outdoor shower, and misters to cool you off while sunbathing. The yard has an array of fruit trees. . . mango, Meyer lemon, lime, and orange. Home generator hookups were installed this year. Five vehicle driveway, you can park your cars out front and your boat/jet ski/RV behind the gate. Minutes to the ramp to launch your jet ski/boat. Great restaurants, shopping, and entertainment close by! This is true Florida living!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1971
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,326
  • Acreage: 0.26
  • Est. Taxes: $4,597
  • Lot Desc: Cul-De-Sac, Landscaped, Oversized Lot, Unincorporated
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: U8253884
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/U8253884/13406ridgelanddrive_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/30/2024 10:14:50 AM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-293-5100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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13406 Ridgeland DRIVE, Seminole, FL, 33776

$545,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $436,000 $436,000 $436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $383 $383 $383
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,720 $2,649 $3,446
Total Monthly Payment $3,195 $3,124 $3,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.