490 Crossings AVENUE, Saint Cloud, FL, 34771 | $380,990

Pre-Construction. To be built. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Adeline single-family home is the next level of great living. Enter through the inviting front porch or attached 2-car garage into the large foyer. Inside, laughter comes from the spacious great room, the heart of your home. The adjoining gourmet kitchen, with large center island and connected dining space, can flow seamlessly outside to an optional lanai. After you’ve relaxed with loved ones, let them retreat to either of 2 bedrooms while you recharge in your main-level owner’s suite with its dual vanity bath and expansive walk-in closet. This is all you’ve wanted, all on one level. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Features

  • Amenities: Clubhouse, Playground, Pool
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 113
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,549
  • Acreage: 0.13
  • Lot Size: 50 x 113
  • Est. Taxes: $0
  • HOA Fee: $96 Annually
  • Lot Desc: Sidewalk
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: W7867571
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/W7867571/490crossingsavenue_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:17:07 AM)
Listing courtesy of MALTBIE REALTY GROUP   Phone: 813-819-5255

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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490 Crossings AVENUE, Saint Cloud, FL, 34771

$380,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,792 $304,792 $304,792
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,028 $2,026 $2,570
Total Monthly Payment $2,103 $2,101 $2,645

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.