Located in the peaceful neighborhood of Eastwood Park, this ranch style home offers a well-maintained and comfortable living space. The property features a cozy and inviting atmosphere, perfect for those seeking a relaxing place to call home. Built with 2x6 construction, the home is well insulated, contributing to lower utility costs. Additionally, the crawl space is equipped with a vapor barrier and insulation, essential for preserving the overall health and longevity of the home. The interior of the home boasts a spacious eat-in kitchen, providing ample space for preparing and enjoying meals. The kitchen seamlessly flows into a cozy living room, creating an open and welcoming environment for entertaining guests or simply unwinding after a long day. This home also features 2 bedrooms and a full bath, complete with a convenient laundry area. A full bathroom with a conveniently located laundry area adds to the functionality of the home, providing essential amenities for modern living. The layout of the home is designed to maximize functionality and comfort, making it a convenient and practical space for everyday living. One of the highlights of the property is the quiet porch, located just outside the main entrance. This outdoor space provides the perfect setting for relaxation and enjoying the fresh air. The ability to step outside and enjoy the tranquility of the neighborhood adds to the overall appeal of the property, creating a seamless blend of indoor and outdoor living.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 12.0 x 10.0 | Main |
Kitchen | 12.3 x 11.7 | Main |
Living Room | 12.3 x 12.4 | Main |
Primary Bedroom | 12.0 x 12.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $71,920 | $71,920 | $71,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $485 | $478 | $607 |
Total Monthly Payment | $639 | $632 | $761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.