One or more photo(s) has been virtually staged. Seller said Sell!! Sellers are ready to start their retirement!! Discover this 3 bed 2 bath Adley-built lakefront home in the scenic Mosaic community of Daytona Beach. Enjoy the peaceful water views from your outdoor patio with a fenced backyard. Upon entering the home, you will appreciate the many upgrades, including the foyer with 12' ceilings that opens up into extra living space under heat and air from the custom enclosed lanai. The well appointed kitchen has many upgrades, including a stainless steel french door Whirlpool refrigerator, convection oven, decorative backsplash, large pantry. Dark cabinets with crown molding add a touch of elegance. This combination adds depth and character to the open concept floorplan. Tray ceilings in the main bedroom bring a sense of grandeur and architectural interest to the space. Having both a large shower and separate soaker tub in the main bath offers the ultimate in relaxation, and the extra large walk-in closet adds the ultimate convenience. Enjoy the best water for your family, with the water softner added after-market. The garage is equipped with plumbing to add a utility sink. Just minutes from shopping, dining, and recreation, this home offers both convenience and comfort. The Mosaic community boasts lush landscaping, walking paths, an amphitheater, fire pits, and pocket parks. Plus, a fantastic amenity center features resort-style pools and a fitness center, making it the perfect place to relax and connect with neighbors. All information provided is believed to be accurate, but buyer to verify all details pertaining to the property. Don't miss out on this opportunity to own a like-new home in one of Daytona Beach's most desirable communities. Some of these photos are virtually staged and intended for visualization only, to ensure transparency while informing potential buyers that the images may not represent the property's actual furnishings.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $452 | $452 | $452 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,333 | $3,034 |
Total Monthly Payment | $2,922 | $2,860 | $3,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.