*This home has a HIGHEST AND BEST deadline to submit is Monday, August 19th, 2024 at 12pm EST. * The BENEFITS will be plain, when you see this home at 116 Soren Lane! Looking for a home with money-saving perks? THIS HOME HAS SOLAR PANELS, offering REDUCED energy cost and the best part. . . the cost of the solar panels will be paid in full by the seller! This home has received major upgrades like a new roof in 2018 and a new gas furnace within the last few years. The open concept plans greets you with a vaulted ceiling. The large living room offers enough space to have flexibility in furniture placement and is open to the kitchen! New appliances make this space "pop" while the design is functional and ideal for preparing meals. There is also seating at the peninsula! Adjoining the kitchen, you will find a large eating area that has access to the back deck and fenced backyard. The split floor plan features a primary bedroom with a large closet, vanity and attached bathroom on one side of the home and two bedrooms and full bathroom on the opposite side of the home! There's also a laundry room with access to the two-car garage. Located outside of city limits, you'll enjoy lower taxes. This home is also mere minutes to Downtown Anderson, I-85 and all major in town shopping. You'll quickly appreciate all this home has for you!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $996 | $996 | $1,296 |
Total Monthly Payment | $1,169 | $1,169 | $1,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.