28 Vails Lake Shore Drive, Brewster (Southeast), NY, 10509 | $349,000

Lake Living! Discover your dream retreat in the highly sought-after Lake Community of Vails Grove located within the North Salem School District! As you enter this charming 1-level home which features two-bedrooms, one-bathroom You will find an updated kitchen with slate floors, stainless-steel appliances, gas stove and granite countertops. A beautiful stone gas Fireplace as well as with the continued slate flooring in the living rm area, den / home office, full bath with standup shower, mudroom area, pantry and private laundry complete the interior offering a perfect blend of comfort and style. Bask in picturesque lake views all year round from inside and from your wonderful side deck with beautiful perennial flowers, ideal for relaxation and outdoor living. Dive into Lake Life with activities like motorboating, fishing, waterskiing, jet skiing, kayaking, canoeing, and a sandy beach, perfect for swimming. In the winter delight in activities like ice fishing, snowshoeing, ice hockey, snowmobiling, and speed skating. Vails Grove offers outstanding amenities including lake views, lake rights, docking rights, a lifeguard-attended beach, a playground, tennis and basketball courts, and a pavilion area all within a quick walking distance. Vails has a CO-OP Association that owns the land and fees are billed quarterly. The community is also surrounded by three prestigious country clubs: Pehquenakonck Country Club, Salem Golf Club, and Vails Grove Golf Course. Don't miss out on the opportunity to call this lakeside paradise your own! Plenty of parking, Generator, 3 Sheds for ample storage! Conveniently Close to All! Schools, highways, shopping, golfing, horse farms, Metro-North & More!

Features

  • Town: Brewster
  • Amenities: Lake Association
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Unit
  • Style: Ranch, Cottage
  • Year Built: 1935
  • Heating: Propane, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: Crawl Space
  • Approx Sq. Feet: 968
  • Acreage: 0.01
  • Est. Taxes: $6,302
  • Lot Desc: Level, Near Public Transit
  • View: Lake, Water
  • Water Front: Yes
  • Elem. School: Pequenakonck Elementary School
  • Middle School: North Salem Middle/ High School
  • High School: North Salem Middle/ High School
  • School District: North Salem
  • Appliances: Dryer, Microwave, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
  • MLS#: H6321848
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/H6321848/28vailslakeshoredrive_brewster_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-277-5000

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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28 Vails Lake Shore Drive, Brewster (Southeast), NY, 10509

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $525 $525 $525
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,905 $1,856 $2,394
Total Monthly Payment $2,505 $2,456 $2,994

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.