High and dry and no damage after hurricanes Helene and Milton! ***Our Preferred lender is offering a 1 Point Interest Rate Buy-down at zero cost to the buyer!**** This adorable 2 bedroom, 1 bath home with a 1 car garage is ready for a new owner. Situated on a generous sized corner lot in the sought after city of Gulfport, minutes from the art district where you can take advantage of live entertainment, unique boutiques, restaurants, Gulfport Beach, Williams Pier, Clam Bayou Nature Park, Gulfport Municipal Marina, the historic Gulfport Casino and much more! This well maintained home is high and dry and will not require flood insurance as well as no HOA or CDDs to worry about. The home has been nicely painted, has a gorgeous wood ceiling in the dining room, updated bathroom tile, laminate wood flooring and fully fenced yard. Conveniently located just a few blocks from Boca Ciega High School and Stetson University. Come and see this lovely home and make it your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,665 | $2,159 |
Total Monthly Payment | $1,795 | $1,774 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.