If you have been waiting on a long line to own your new home on beautiful long Island, wait NO MORE! This beautifully renovated Expanded Ranch has so much to offer! The property has a wonderful layout with three bedrooms and two full bathrooms located on the first floor. Down the hall you will find a charming master bedroom with en suite, two bedrooms with lots of natural light, the main bathroom, and lots of storage. Everything has been renovated from the electrical, plumbing, walls, roof, siding, etc. All proper permits, new plans, new surveys are in place. The corner kitchen has been well thought out providing a delicate design to be able to entertain guest and the sink meticulously placed by the window. The arches and soft colors welcome you to be able to put a final personal touch. WINDOWS: All windows are new and comply with specific codes for the location. Now, You will LOVE the fact of no longer having to pay (or smell) expensive oil bills during the Winters or high electric bills on AC units during the Summers. This house has been equipped with an Energy star CAC System - Heat Pump air that will not only keep you both warm and cool but, it will also save you $$$. There is so much history and plenty of attractions located just minutes from the property. You will fall in love with the local farms, village, and docks. *please note we have included virtual staging solely for the purpose of providing ideas for the use of space*
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,992 | $439,992 | $439,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $815 | $815 | $815 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,834 | $3,831 | $4,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.