Nestled on a quiet, dead-end road, 119 Mt Laurel makes the perfect countryside retreat. This 1970's spacious ranch style home comes complete with 2 separate parcels of land totaling 5. 8 acres, and a 7 stable horse barn with hay loft and access to a fenced in paddock. Throughout the inside of this expansive home, you will find 4 bedrooms and 3 bathrooms, in addition to two separate living areas with a full kitchen in each, creating the perfect co-living environment. Just off the generous three car garage is a bright breezeway that brings you into the first living area of the home. Enter through the galley kitchen with a generously sized great room with vaulted ceilings and a wood burning fireplace and lots of natural light from the outdoors. As you walk down the hallway with great storage closets, you will be brought to two bedrooms, one an en-suite and the first full bath. A spacious laundry room separates the two living areas in the house and has its own outdoor access. The second living area is smaller, but has a similar concept with the high ceilings and open area and includes two bedrooms and one full bath. The wrap around deck allows you to enjoy the seclusion of the mountains from all areas of the property. Solar panels (owned) assure low or no electric bills! Just a 10 minute drive from Kerhonkson, and super close to hiking in the Sundown National Forest and Vernooy Kill Falls. A short drive to local breweries and restaurants such as Arrowwood Farms, Westwind Orchard and Inness Resort. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 3 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,908 | $3,855 | $4,891 |
Total Monthly Payment | $4,772 | $4,719 | $5,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.