4104 PALMETTO BAY Drive, Elkton, FL, 32033 | $435,000

Check this 4/2 spacious home on a quiet cul-de-sac in this desirable golf community with family community pool and playground and a lavish community center on amazing golf course views. House backs to lush open golf course views. Indoors is open space design with kitchen island, pantry, eating nook. Step into a large family room and then into an equally vast living room/dining room combo with high ceilings and fans. House is recently painted. with new Vinyl flooring in living areas and brand-new carpeting in bedrooms. , two new full-size refrigerators in kitchen and garage, a large master bedroom with walk-in closet, step-in shower. House is close to historic St. Augustine, the beach, several shopping centers. A Sheriff and fire department was added at the community entrance.

Features

  • Amenities: Clubhouse, Golf Course, Jogging Path, Playground
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Style: A-Frame, Ranch
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,196
  • Acreage: 0.18
  • Est. Taxes: $3,895
  • HOA Fee: $385 Annually
  • Lot Desc: Cul-De-Sac, Dead End Street, On Golf Course, Sprinklers In Front, Sprinklers In Rear
  • View: Golf Course, Pond
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2042807
  • Days on Market: 22 days
  • Website: https://www.raveis.com
    /prop/2042807/4104palmettobaydrive_elkton_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4104 PALMETTO BAY Drive, Elkton, FL, 32033

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,404 $2,345 $2,960
Total Monthly Payment $2,804 $2,745 $3,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.