Under contract-accepting backup offers. This cute 2-bedroom, 1. 5-bath townhome is located in the gated community of Somerset Park & is perfect for a first-time homebuyer or to use as a rental property! The large living room gets plenty of natural light & conveniently has a downstairs half-bath and large storage closet. The kitchen is also spacious & leads to a pass-through that is the ideal height for barstools, or can be used as a dining room. Upstairs, both bedrooms have decent closet space and the master bedroom has its own private balcony. Your options are endless as you have the opportunity to make your PRIVATE FENCED-IN backyard your own, by adding turf, plants, a firepit, or you can even add a covered roof! This unit also comes with extra storage and your very own laundry closet. The AC was replaced in 2022. VERY LOW HOA fees include water, sewer, trash, lawn service & landscaping, building insurance, roof & roof maintenance, community pool maintenance, clubhouse, and the security gate. Rental comps rent out monthly for $1600 - $1800. This home is located in a sought-after Tampa community and is conveniently located less than 5 minutes the University of South Florida (USF), Busch gardens & Adventure Island, museums, tons of sopping, top-notch medical facilities, and is only 20 minutes from the Tampa International Airport. ATTENTION BUYERS ** Our Preferred lender is offering a 1 Point Interest Rate Buy-down at zero cost to the buyer! Don’t miss your opportunity on this home and schedule a tour today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $839 | $1,106 |
Total Monthly Payment | $1,100 | $1,088 | $1,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.