Your search ends here! This ALMOST NEW home, with only 1. 8 years of use, located in Lake Lucerne, Winter Haven is what you are looking for in the fastest growing county in Florida **Zoned for Alta Vista Elementary School, Lake Alfred Elementary School, Daniel Jenkins Academy Middle School, Shelley S. Boone Middle School, Chain of Lakes Collegiate High School, and Haines City High School **Ridge Technical College, and Polk State College, ** This charming spacious OPEN CONCEPT home, built just 2 years ago, features 3 Bedrooms (primary bedroom with double vanities and a walk-in closet), 2 full bathrooms, High Ceilings in Kitchen/Family Room Combo, Energy-efficient appliances for kitchen and laundry room, A/C, Water Heater, 2 Car Garage with Aladdin connect command in the door, covered screened lanai, nice sized backyard conveniently vinyl fenced, and gutters all around the entire roof. The desirable Lake Lucerne offers two community pools and a playground. Low HOA -*No CDD*. Quick access to major roadways US Hwy 27, Scenic Hwy 544, US Hwy 17-92, and +/-28 minutes to I-4. Short commute to Lake Hartridge Nature Community Park, Lake Eva Community Park, Martin Luther King Jr Park with water skiing shows, Bok Tower Gardens, Winter Haven City Tennis & Golf courts, Uptown Winter Haven, Advent Health Winter Haven. Nearby 3 Walmart Supercenter stores, a couple of Publix and Aldi Supermarkets, and a great variety of dining places, and shopping at Posner Park Plaza with stores like JC Penney, Bealls, Home Goods, Marshalls, Burlington, Hobby Lobby, Pet Smart, Michaels, Ross Dress for Less, DJ’s, Best Buy and much more. Lowes, Home Depot, and Staples are about 15 minutes. Downtown Orlando, Disney World, Universal Studios, and Legoland are just 20/40 minutes away, and beautiful beaches like Clearwater are about a 1. 50-hour drive. Tampa and Orlando airports are also within a prudent pleasant drive. Optional basic used furniture perfect for first-time buyers. This is truly the perfect place to call HOME!. Call today and schedule your showing.
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Our Executive Mortgage Banker:
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$317,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $253,600 | $253,600 | $253,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,752 | $1,709 | $2,157 |
Total Monthly Payment | $2,159 | $2,116 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.