This classic Hubbard-built Bungalow in the heart of Old Wethersfield has been in the same family since it was built in 1915! While the home needs some work, it offers a fantastic opportunity to build equity & customize it to your taste. Let's start with the front porch. . . who doesn't love to sit out on the front porch for early morning coffee, reading a book or watching a thunderstorm? The original front door is beautiful with its diagonal panes. The foyer is spacious & even has a nook for a desk. A classic, Hubbard river rock fireplace is a charming focal point in the living room. The dining room is in the middle of the house & you will be able to envision friends & loved ones around the table. The kitchen has the perfect footprint to design the kitchen you've always wanted. There is a bedroom & half bath on the 1st floor that could also be used as a family room or home office. Upstairs there are 2 bedrooms & a full bath. One of the bedrooms is xl w/ another classic Hubbard feature of unique windows. The 2nd bedroom has a door out to a flat roof. Additional particulars include oil forced air heat, gas hot water, new asphalt roof on house & new flat roof-12/2022, hardwood flooring has been refinished-3/2024, walk-up attic, 2 new exterior doors-kitchen & bedroom, newer cellar stairs & 8 replacement windows. Walk to all that Old Wethersfield has to offer. . . award winning restaurants, shops, museums, the farmer's market, concerts, events, parks, bike trails & Hanmer School & more! This home is priced with the updates in mind. Home inspections welcome but it is being sold as-is. This home is in the historic district, rules to exterior changes & permission needed can be found on the town's website.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 14.0 x 12.0 | Main |
Bedroom 2 | Hardwood Floor | 14.0 x 11.0 | Upper |
Dining Room | Hardwood Floor | 17.0 x 13.0 | Main |
Kitchen | 14.0 x 11.0 | Main | |
Living Room | Fireplace,Hardwood Floor | 20.0 x 12.0 | Main |
Primary Bedroom | Hardwood Floor | 22.0 x 13.0 | Upper |
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NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,896 |
Total Monthly Payment | $2,022 | $2,022 | $2,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.