Looking for a home where everyone has their space or in-laws can move in. . . Look no further! Sitting secluded from the road on 3+ acres is this 1800's colonial. Fully enclosed front porch with original wooden French Doors to the front foyer. First floor primary bedroom. Handicapped accessible full bath. Formal dining room will fit the entire family. Living room with pellet stove. Gorgeous original wood floors on both levels. Upstairs you will find lots of bedrooms, office space with fabulous light, a step down room to be used as another bedroom or a fun playroom area. Land is open and cleared with plenty of space for that in-ground pool you have been wanting. Fenced dog area. Newer vinyl siding and wrap insulation keeping the house cooler in summer and warm in those colder months. New hot water heater, windows were replaced. Oversized 2 car garage with new garage door. Close to the Schodack Town Park and 15 minutes to East Greenbush or Hudson.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,760 | $307,760 | $307,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,099 | $2,045 | $2,639 |
Total Monthly Payment | $2,174 | $2,120 | $2,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.