265 Old Mill Road, Valley Cottage, NY, 10989 | $1,109,000

Experience the perfect blend of historic charm and modern comfort at this exceptional farmhouse, nestled on a serene and private compound just beyond the picturesque DeForest Lake. Built in approximately 1803 this stunning property has been meticulously updated while preserving its timeless character, including coffered ceilings in the original section, custom barn doors, built-in window seat in the living room, all new private ensuite on its own floor with oversized walk-in closet and new bathroom. Enjoy modern upgrades such as central A/C, Google thermostats and all-new windows for year-round comfort and efficiency. Benefit from new 200 amp service, an updated electrical panel, and two new hot water heaters for reliable functionality. Exterior enhancements include copper gutters and new downspouts, beautifully restored clapboard siding, and a gorgeous covered mahogany porch with a sky-blue ceiling. The spacious grounds offer ample space for a pool or pickleball court, beautifully maintained gardens and a sunny spot perfect for a vegetable garden with raised beds. Mature trees and plantings include peonies, foxglove and Rose of Sharon. The versatile and charming carriage house features a kitchenette, full bathroom, and three additional rooms ideal for a home office, art studio or Yoga Meditation studio. The custom kitchen boasts abundant natural light from a wall of windows, commercial-grade Cafe appliances including a 36” gas range with a caterer’s oven, and a custom plaster and reclaimed wood range hood. The extra-large living room features 9' ceilings, a one-of-a-kind fireplace with a reclaimed wood mantle, custom plaster finish, and an inset wood-burning stove for added warmth. Special touches throughout the home include quartz countertops, terra cotta tiles, custom kitchen shelving and custom-made barn doors. A bright first-floor bedroom with a private entrance and deck includes an adjacent pool-ready full bathroom with backyard access, perfect for use as an office, guest room or multi-purpose space. The historic basement features a potential wine cellar with original stone walls and wood beams, plus a semi-finished basement with high ceilings and ample storage. With plenty of space for your vehicles and guests, seasonal views of DeForest Lake and magnificent grounds, this farmhouse is a beautifully restored gem that offers a perfect blend of historical appeal and modern amenities in a tranquil setting. Close to the Rivertowns, restaurants, shopping, 15 minutes to the Mario Cuomo Bridge and 25 minutes to the GWB, this special property is truly a must-see. Additional Information: ParkingFeatures: 1 Car Detached,

Features

  • Amenities: Park
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Cottage, Carriage House, Colonial, Mini Estate
  • Year Built: 1803
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air, Ductless
  • Basement: Partially Finished
  • Approx Sq. Feet: 2,352
  • Acreage: 0.91
  • Est. Taxes: $18,188
  • Lot Desc: Near School, Near Shops, Near Public Transit, Level, Part Wooded
  • Elem. School: Valley Cottage
  • Middle School: Nyack Middle School
  • High School: Nyack Senior High School
  • School District: Nyack
  • Appliances: Gas Water Heater, Dishwasher, Refrigerator
  • MLS#: H6321527
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /eprop/H6321527/265oldmillroad_valleycottage_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-639-0300

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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265 Old Mill Road, Valley Cottage, NY, 10989

$1,109,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $887,200 $887,200 $887,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.844% 6.597% 6.158%
Monthly Tax Payment $1,516 $1,516 $1,516
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,177 $5,608 $7,487
Total Monthly Payment $6,818 $7,249 $9,128

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.