Prepare to be impressed by the vibrant newly built community of CYPRESS PRESERVE in Land O' Lakes. Built by RYAN Homes in 2022, this stunning single-story paired VILLA sits on a WATER VIEW LOT with a serene conservation backdrop. This maintenance-free home truly shines like A MODEL. Offering 1, 516 sq ft of living space, the Magnolia-Woodland open concept floor plan includes 3 bedrooms, 2 full baths, a 2-car garage, dining room, great room, and inside laundry complete with washer and dryer. The living areas are adorned with elegant 18” tile flooring, while the bedrooms are carpeted for added comfort. Light and bright the modern kitchen boasts 42” cabinets with crown molding, granite countertops, stainless steel appliances, a center island with a double stainless sink on an extended counter height breakfast bar, a walk-in closet pantry and storage closet. The master suite boasts a generously sized walk-in closet with ample storage, an ensuite bath with a vanity, dual undermount sinks, Quartz countertop, tiled shower enclosure, and a linen closet. The second bath features a tub-shower combination tiled to the ceiling and a vanity topped with a Quartz countertop. The additional bedrooms are generously sized, with bedroom 3 located off the foyer, featuring double doors and the flexibility to serve as an office or study. The expansive great room features sliding glass doors leading to a screened lanai--a perfect spot for relaxation, overlooking the lush green backyard with stunning water and conservation views. Seller improvements include screened in lanai, gutters, aluminum fence, rock landscape and french drains. Cypress Preserve is surrounded by wetlands, nature, and wildlife, and offers amenities such as a resort-style zero-entry pool, cabana, dog park, playground, walking trails, and a lawn area for outdoor events. The community is zoned for highly-rated Pasco County Schools and provides easy access to I-75, the Suncoast Expressway, Tampa International Airport, Tampa Premium Outlets, The Shops at Wiregrass, dining, entertainment, and all that Tampa has to offer. Don’t delay, schedule your appointment today.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,804 | $1,802 | $2,287 |
Total Monthly Payment | $2,284 | $2,282 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.