Under contract-accepting backup offers. Are you looking for the perfect home, to fit all your needs? Well look no further than this gorgeous 4-bedroom, 2 1/2-bathroom, 3 car-garage retreat WITH a downstairs FLEX space, on a beautiful lot, in the heart of Hernando County! With over 2, 200 square feet, be in awe of all the energy saving features like a 50 year architectural shingle roof with a TRANSFERRABLE warranty (2021), hurricane rated windows, protecting your home from winds up to 130 mph, with a TRANSFERRABLE warranty, extra blown insulation to keep you cool on those hot summer days and warm in the cooler months and electric hook up for a generator. Pulling in, take notice of the gorgeous curb appeal, extended driveway and detached carport! Walking in, be welcomed with high ceilings and tile floors- to your left is the dining area, with built in shelving and access to the oversized kitchen with stainless steel appliances, an extended island with space to eat, 2 pantries, and an under the stairs closet - a great spot for additional storage. The kitchen has newer sliders, leading you out to a covered back patio area, that is fully fenced and a tranquil landscaped backyard, with additional lighting and storage- the large 26x8 shed is a great space for the toys and yard equipment. Back inside, through the kitchen is an oversized living room, great for entertaining, watching the big game or celebrating, with access to a screened in lanai- to enjoy Florida evenings and morning cups of coffee! There is also a generously sized half bath downstairs, as well as a flex space— that could be easily transformed into another bedroom, a gym or an office. Moving upstairs, you will find 3 comfortably sized spare bedrooms, one with a walk-in closet and the shared bathroom has a shower/tub combo. The owners retreat has 2 walk in closets, an en-suite bathroom with separate shower and soaker tub! Other great features of this home that you may not see? Lined attic storage, entire yard sprinklers, a camera system and a water softener! Call today to schedule your appointment and come make this home your oasis, before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,697 | $1,653 | $2,150 |
Total Monthly Payment | $1,973 | $1,929 | $2,426 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.