***OWN HOME FOR LESS THAN COST TO RENT!*** Welcome to your dream home in Citrus Springs! This stunning 3-bedroom residence boasts a thoughtfully designed split floor plan, making it ideal for families or those seeking privacy. The primary bedroom is located on one side of the home, while the two additional bedrooms and bath are conveniently situated on the opposite side, ensuring everyone has their own space. Experience the airy ambiance created by vaulted ceilings in the living room filling the home with natural light. Enjoy the latest upgrades with all new lights on front of home and both bathrooms and new ceiling fans throughout. The kitchen is equipped with all brand-new appliances, ready to inspire your culinary creativity! This home also has an a/c unit from 2021 as well as paid off solar panels that convey with home, allowing you to enjoy the benefits of reduced electric bills. With a spacious attached garage offering ample storage and parking, plus an additional four parking spaces on the driveway, convenience is key. Step outside onto back patio in your fenced backyard, perfect for gatherings or relaxation. Don’t miss out on this incredible opportunity to make this beautiful Citrus Springs home yours! ***Present all offers!***
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $118 | $118 | $118 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,552 |
Total Monthly Payment | $1,417 | $1,416 | $1,745 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.