REDUCED PRICE & ~NO BOND~! This charming 3/2 STETSON / AMARILLO W/FLORIDA ROOM single-family home is nestled in the desirable Village of Polo Ridge. As you approach this CORNER LOT, you'll be greeted by a well-maintained landscape, featuring mature trees and lush shrubs that provide a warm welcome. Step inside to discover HIGH, VAULTED CEILINGS, FRESHLY PAINTED NEUTRAL WALLS and NEW VINYL PLANK FLOORING that seamlessly flows throughout the entire home except for the “wet areas”. The kitchen itself boasts ample cabinet space for all your culinary needs, a GAS HOOK-UP if desired, along with a LARGE BREAKFAST BAR that overlooks the dining room—perfect for additional seating when entertaining guests. Adjacent to the dining room, you'll find a spacious FLORIDA ROOM that extends your indoor living space. From here, a door leads you to the SCREENED BIRDCAGE, ideal for grilling and outdoor dining. Your primary bedroom is a true retreat, featuring an OVERSIZED WALK-IN CLOSET and an EN-SUITE BATH with a walk-in shower, along with plenty of cabinets and countertop space. The second and third bedrooms are generously sized, providing comfortable accommodation for overnight guests, with the guest bath just a few steps away. The 2-CAR GARAGE offers room for projects and storage, including convenient attic access with pull-down stairs. Laundry day is made easy with an INSIDE LAUNDRY ROOM located just off the kitchen. The ROOF is 2018, the HVAC is 2020 and the Hot Water Heater is 2018! This prime location is just minutes away from a wide variety of restaurants and shopping within SOUTHERN TRACE. Also close to The Villages Polo Club, Saddlebrook Softball Complex, Glenview Country Club, Laurel Manor Regional Recreation Center & Professional Plaza. Your closest rec centers are Summerhill Neighborhood Recreation Center and Saddlebrook Recreation Center and Pool! Location is everything!
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,962 | $1,888 | $2,395 |
Total Monthly Payment | $2,175 | $2,101 | $2,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.