Welcome to 472 Harbor Ridge Drive, where modern elegance meets tranquil living in the heart of Palm Harbor’s coveted Harbor Ridge community. This exquisitely updated 3-bedroom, 2 1/2-bath townhouse offers a seamless blend of luxury and comfort, perfect for those who appreciate the finer things in life.
As you enter, you’ll be captivated by the expansive living room, crown molding, hardwood floors, 5" baseboards - where soaring ceilings and an abundance of natural light create an inviting, airy atmosphere. The heart of the home, the eat-in kitchen, is a chef’s paradise—boasting gleaming granite countertops, top-tier stainless steel appliances, and a spacious walk-in pantry. Whether you’re preparing a quick breakfast or hosting a dinner party, this kitchen caters to your every need with style and functionality.
Step through sliding glass doors onto the oversized paved patio, your personal oasis surrounded by lush landscaping. Privacy prevails. This park-like setting is the ideal backdrop for morning coffee, evening relaxation, or entertaining guests under the Florida skies.
The thoughtfully designed first floor with includes a convenient half bath, perfect for guests. Upstairs, the primary bedroom offers a private sanctuary with an en-suite bathroom, creating a retreat where you can unwind after a long day. Two additional bedrooms are generously sized, sharing a well-appointed full bath. The laundry closet is strategically located on the second floor, adding a touch of practicality to your daily routine.
This 2012 Energy Star-certified home is not only beautiful but also energy-efficient, with a brand-new A/C unit installed in 2024 and a central vacuum system that adds an extra layer of convenience. The two-car garage provides ample space for your vehicles and additional storage.
As part of the Harbor Ridge community, you’ll enjoy access to a sparkling pool just a short walk away, perfect for cooling off on warm Florida days. Beyond the community, the location is unbeatable—just moments from the pristine Gulf beaches, the scenic Pinellas Trail, and a variety of fine dining, shopping, and entertainment options. With airports nearby, travel is a breeze, making this home as convenient as it is luxurious.
At 472 Harbor Ridge Drive, every detail has been thoughtfully curated to offer an unparalleled living experience. Discover the perfect blend of style, comfort, and convenience in a home that’s truly one-of-a-kind.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,212 | $2,212 | $2,877 |
Total Monthly Payment | $2,599 | $2,599 | $3,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.