Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *$10, 000 TOWARDS BUYERS CLOSING COSTS - If Under Contract By 11/15/2024* *MAJOR PRICE IMPROVEMENT - INCREDIBLE VALUE IN NORTH RIVER RANCH!!! Welcome to North River Ranch and as they say Location is Everything! It is only 3 Years Young and is just a few steps from the heart of this community. Built in 2021, this home has an open floor plan with beautiful luxury vinyl flooring throughout the downstairs. A light and bright kitchen with granite countertops and a window overlooking the fantastic backyard. Downstairs you also have a 1/2 bath, laundry room and walk in pantry. The sliding glass door off the great room leads to the covered patio out back with tons of space to run around or add your own pool. The entire upstairs has just had brand new carpet installed. At the top of the steps is a fabulous bonus room/loft space to use however works best for your family. The primary bedroom has a ceiling fan and an ensuite bathroom with dual sinks, a great shower and a spacious walk-in closet. Both bedroom 2 & 3 have walk-in closets as well along with ceiling fans. The second full bath has a shower/tub combo. This Well Built Concrete Block Home Comes with Hurricane Shutters and is NOT in a Flood Zone!! North River Ranch is a community that effortlessly blends luxury and convenience. The Main Hub has a magnificent pool and a state-of-the-art fitness center that caters to every health enthusiast’s needs. There is a dog park for your four-legged companions, and numerous walking and running trails that meander through the picturesque landscape. There is also a large playground to have countless hours of laughter and joy, while exciting new features are on the horizon. Despite its tranquil setting, North River Ranch remains moments away from essential amenities. Grocery shopping at Publix, dining at local restaurants, and savoring craft brews at nearby breweries are mere minutes from your door. From this home you have walkability to the amenities, Barbara A. Harvey Elementary and Publix if you so choose. Yet, this community offers more than just convenience—it presents an unparalleled lifestyle. Embrace the allure of North River Ranch and seize the opportunity to call this piece of paradise your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,564 |
Total Monthly Payment | $2,545 | $2,491 | $3,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.