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154 St Ives DRIVE, Palm Harbor, FL, 34684 | $369,000
Rare find! Beautiful two-story townhome with a gorgeous fireplace in the great room and an eat-in kitchen with pantry! Convenient half bath on the first floor that offers inside utility room and washer/dryer hookup!
Easy-care ceramic tile flows throughout the first floor. Sliders to the private patio out back! Beautiful laminate floors on the second story creating richness and warmth in the bedrooms and hallway. Owner's suite offers dual sinks and a step-in shower! Two full baths upstairs make the second floor a large and efficient space! This quaint community has quiet streets and a community pool! The affordable HOA of $245 a month Includes Trash Removal, Lawn Care, Tree Trimming, Street Lights, Community Pool, Roof, & Painting of Building Exterior. So, you can sit back and enjoy the tranquility of this stylish, beautiful home. Roof was replaced in 4/2017 by the HOA
HVAC in 2023.
Easy access to US 19! Just 6 miles to award-winning Honeymoon Island State Park! Around the corner from bike trails, restaurants, shopping, golf, parks and playgrounds!
This charming subdivision is centrally located but tucked away in one of Palm Harbor's most desirable neighborhoods and school districts including Palm Harbor University High. Easy access to St Pete and Tampa, the beaches and the Tampa Airport. This 3 bedroom, 2. 5 bath townhome has all that you could want! There are no pet limit or weight restrictions! It's a must see!!! It will not last!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside
- Year Built: 1988
- Garage: 1-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,590
- Acreage: 0.05
- Est. Taxes: $4,401
- HOA Fee: $245 Monthly
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: U8253938
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/U8253938/154stivesdrive_palmharbor_fl?source=qrflyer
Listing courtesy of Century 21 Coast to Coast Phone: 727-462-2500
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
154 St Ives DRIVE, Palm Harbor, FL, 34684
$369,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,989 | $1,962 | $2,489 |
| Total Monthly Payment | $2,431 | $2,404 | $2,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388