Beautiful and MOVE IN READY! Welcome to this 2021 build in this quaint and tucked away community in the heart of Wildwood! This 4 bedroom 2 bathroom 2 car garage home has been lovingly cared for and is ready for its new owners. This spacious floorplan is wide and welcoming, maximizing entertainment opportunities. The kitchen boasts an oversized island, plenty of cabinetry and counter space, and a walk in pantry. Tons of natural lighting bring this kitchen, dining, and living room altogether. The large primary bedroom features an en-suite bathroom including a double vanity, a stand up shower, and TWO walk in closets! All 3 guest rooms are spacious with plenty of closet space as well. The guest bathroom is conveniently located in between 2 of the bedrooms and features a full size bathtub. Both the living room and the master bedroom have brand new custom trim accent walls with beautiful sconce lighting. Open the sliding glass doors to a covered patio and a fully fenced in yard for ample outdoor privacy and plenty of space for kids or furry friends. This home is only 45 minutes from the renowned World Equestrian Center in Ocala! With just a short trip to the interstate for easy commuting and within minutes to tons of shops and restaurants, this location is ideal. Why wait to build? Come take a look at this beautiful newer home! Very low HOA and NOT in a flood zone. This home is eligible for many loan options - FHA, Conventional, USDA, and VA with a 3. 25% ASSUMABLE INTEREST RATE FOR A VA BUYER!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $293 | $293 | $293 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,098 | $2,096 | $2,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.