Charming and full of potential, this single-story home at 204 Payne Lane in Clemson, SC offers the perfect blend of privacy and proximity to this vibrant college town. Nestled on a quiet dead-end street on a large, level lot, this brick home provides peace and tranquility while keeping you close to Clemson University and downtown businesses and events. The interior of this home offers 4 generously sized bedrooms and 3 full bathrooms, along with a spacious den/sunroom featuring high ceilings and large windows that flood the space with natural light. This creates a warm and inviting atmosphere, perfect for both relaxation and entertaining. The home also boasts a formal dining room with a cozy fireplace, a breakfast area that opens to the den, a formal living room, and a front porch, all contributing to its charm and practicality. For outdoor enthusiasts, the expansive and private fenced-in yard provides an ideal space for hosting gatherings, unwinding, or pursuing gardening projects. Those with a passion for cars or boating will appreciate the oversized three-car detached garage, complete with a workshop for extra storage of vehicles, tools, or even a boat. Situated just half a mile from Mountain View Park and its boat ramp, this home offers easy access to outdoor adventures like boating, fishing, hiking along wooded trails, or enjoying disc golf while taking in the stunning lake sunsets. Located just a mile from Clemson University, this property places you right in the middle of collegiate sports excitement, from football to basketball, soccer, and baseball. Less than a mile from downtown Clemson, you'll enjoy quick access to a vibrant array of restaurants, bars, and shops—perfect for game days, nights out, or soaking up the local charm. Whether you're seeking the thrill of a college town or the tranquility of a private retreat, 204 Payne Lane offers the best of both worlds. Schedule a visit today to discover why this could be your next dream home.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,358 | $2,358 | $3,066 |
Total Monthly Payment | $2,543 | $2,543 | $3,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.