TWO RESIDENCES- or extended family home! Incredible opportunity to own a beautifully built Luxury Home with Mother-In-Law Suite/APARTMENT right on a fresh water Preserve! The apartment has a separate entrance or can be accessed from the main house via garage. This would make an excellent AIR-BNB or use it for two separate family living spaces. NO HOA & NON-FLOOD ZONE so make sure you bring all of your water toys to experience worry free living. Because this concrete block home is still so very new, everything inside is still in tip top shape with top-of-the-line appliances, counter tops and floors. Definitely spacious living at its best. Palm Coast is a highly desired place to live because of it's convenient location to both historic St. Augustine and the face paced lifestyle of Daytona Beach . . . you get the best of both worlds while living at your own pace. Year-round boating, canoeing, kayaking, walking, bicycling & golf, shopping and restaurants are all available just minutes away. VIDEO is very true to real life experience of touring this home. This property is the ONLY one like it in the entire neighborhood! It's rare to find a home like this one so please come check it out. You won't be disappointed.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,021 | $3,879 |
Total Monthly Payment | $3,581 | $3,542 | $4,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.