Location!This oversized raised ranch sits on a nice sized private lot 0. 92 acres and is the last home on the street. A must see 5 bedrooms, 3 full baths. This home was renovated 2 years ago. New electrical 200amps, plumbing, roofing, siding, Central air/heat, has 3 zones, windows, hardwood flooring. Vinyl planks floors in basement. New septic system. Two covered sun porches and one deck in the rear. Two car garage with plenty of under house storage. 2 new kitchens. Plenty of closet space with two walk-in closets on the main level. Open floor plan on main level with kitchen, living room and dining. Quarts counter tops and stainless steel appliances on two levels. Home is a single family with possible in-law. Out front you will be greeted with blue stone side walk with partial stone pillars. Belgian block flower beds. Plenty of parking. The backyard for large cookouts. Deep freezer, upright freezer, washer, dryer and refrigerator in garage do not stay. There is a cat and small dog. Do not touch cat. Small friendly dog to be locked up, but should not go out. Appraisal done. Owner financing available with sufficient deposit. Agent owner.
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Hardwood Floor | Main |
Bedroom 2 | Walk-In Closet,Hardwood Floor | Main |
Bedroom 3 | Walk-In Closet,Hardwood Floor | Main |
Bedroom 4 | Lower | |
Bedroom 5 | Lower | |
Bedroom 6 | Lower | |
Full Bath | Main | |
Full Bath | Lower | |
Kitchen | Quartz Counters,Island,Hardwood Floor | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Fireplace,Patio/Terrace,Sliders,Hardwood Floor | Upper |
Primary BR Suite | Remodeled,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,153 | $4,047 |
Total Monthly Payment | $4,232 | $4,192 | $5,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.