MOTIVED SELLERS! Spacious Granada Model Single Family Home located in the Crescent Ridge Neighborhood of On Top of the World, a Premiere 55+ Gated Golf Community in SW Ocala FL. This MOVE-IN READY home has been freshly painted and professionally cleaned! ROOF 2017 & HVAC 2014 (maintained regularly). This home has 2 bedrooms, 2 baths and 1. 5 car garage (31 ft deep with ample for a car & golf cart). Step inside via the beautiful, beveled glass entrance door. Notice the beautiful luxury vinyl plank flooring throughout - NO thresholds! The kitchen is in the front of this home with a bonus bump out for ample table space. Newer appliances and cabinets have pull-outs! Both bedrooms are on the right side of the home and have carpet that has been recently cleaned. Guest bedroom is light and bright with a large closet and ceiling fan. The guest/hall bath divides the bedrooms. This bath has a tub with tile surround, and comfort height toilet. The primary bedroom is in the back for privacy with a large walk-in closet and en suite bath with step-in shower. This bath has a large vanity that would easily hold 2 sinks. The Great Room offers great living space, with slider to the lanai, leading to the patio perfect for grilling or outside living! This natural gas home does have electric range (gas tap behind if you’d like to change) and electric dryer. The monthly HOA fee includes basic Spectrum cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, 23 pickleball courts, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. *REFRIGERATOR DISPLAY NOT WARRANTIED
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,037 | $1,316 |
Total Monthly Payment | $1,343 | $1,342 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.