This stunning 3-bedroom, 2-bath designer Iris model home in the sought-after Village of Charlotte offers a perfect blend of luxury and convenience. From its gorgeous curb appeal with rock landscaping and painted concrete to the thoughtfully upgraded interior, this home is designed for enhanced comfortable living.
Step inside to discover a mix of luxury vinyl and carpet flooring that adds both elegance and practicality to the space. The expansive kitchen is a chef's dream, featuring a large breakfast bar, upgraded Stainless appliances including a Kitchenaid convection range with steam and a warming drawer that also slow cooks, convection microwave, French door refrigerator, and a dishwasher. The eat-in area is perfect for casual dining, while the glass backsplash, deep sink and recessed lighting add to the kitchen's appeal. The master ensuite is just lovely with crowned trey ceiling, plenty of space, walk-in Roman shower, HIS/HER sinks, walk-in closet, large linen and tons of cabinetry.
The split bedroom floor plan ensures privacy for the 2 extra bedrooms and bath which are situated near the front of the home. The open great room overlooks the quad sliding glass doors that lead to the enclosed, air-conditioned lanai, providing a comfortable space to relax year-round. Just beyond is a patio adorned with tropical landscaping and paver footing. Additional features include BUILT-IN sliding screen on storm door, crown molding, fresh paint inside and out, and extra insulation throughout, including above lanai. The 2-car plus golf cart garage is equipped with automatic screens, ceiling fan, and pull-down attic stairs with ventilation. The driveway was expanded by 8-feet! The indoor laundry room with extra sink, front-loading washer and dryer, and extra cabinetry make everyday tasks a breeze. Enjoy peace of mind with the whole house surge protector and water softener system. This home is move-in ready, offering an exceptional lifestyle in a vibrant community. Located in a highly desirable area near Captiva Rec Center and so much more! Don’t miss out on this incredible opportunity! NEW Roof 2024.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,400 | $428,400 | $428,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,850 | $2,814 | $3,613 |
Total Monthly Payment | $3,164 | $3,128 | $3,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.