This charming 3/2 WISTERIA model is in the much sought-after Village of WINIFRED. This beautifully landscaped property features rock accents, lush shrubbery, and a paver border that encircles the entire house, creating a welcoming curb appeal. Step inside to a ceramic-tiled foyer that leads you into the heart of the home. To your left, the kitchen showcases luxurious QUARTZ countertops, UPGRADED LIGHTING, stainless steel appliances, blinds, and a cozy EAT-IN AREA. The OPEN FLOOR PLAN with HIGH, VAULTED CEILINGS is perfect for entertaining, with a formal dining room that seats 6 that offers clear sightlines through the living room to the ENCLOSED 20x9 LANAI. The lanai, with ceramic tile flooring, a ceiling fan, and window shades, is the perfect spot to enjoy your morning coffee or an evening beverage, no matter the time of day. The lanai heating/cooling free standing unit conveys with the home. Step out from the lanai where there is a concrete outdoor pad ideal for grilling. For added convenience, the INSIDE LAUNDRY ROOM comes equipped with wall-to-wall shelving, providing ample storage space. The primary bedroom is a true retreat, featuring an OVERSIZED WALK-IN CLOSET and an en-suite bath with a NEW WALK-IN TERRA STONE SHOWER and matching TERRA STONE countertops. The second and third bedrooms are perfect for accommodating overnight guests, with a guest bath that includes a tile/tub combo and QUARTZ countertop. The OVERSIZED 2-CAR GARAGE (STRETCHED 2’) offers plenty of room for storage and projects, with a workbench, attic stairs, and attic decking for additional storage space. The ROOF is 2021, the HVAC is 2020 and the Hot Water Heater is 2015. As far as location, LAKE SUMTER LANDING is right behind this village! The WINIFRED REC CENTER AND POOL is 1 block away, PALMER LEGENDS COUNTRY CLUB is right down the street as is LAKE MIONA PARK! Also close to Laurel Valley Regional Recreation Center and Laurel Valley Golf Course, this home provides both comfort and convenience in a prime location.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,177 | $2,175 | $2,759 |
Total Monthly Payment | $2,473 | $2,471 | $3,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.