Located on arguably the finest beach on the planet, Whispering Sands offers the best of what the Siesta Beach lifestyle has to offer. After a serene day lounging on the 800 feet of private beach seemingly miles away from the worries of the world, you can relax on your patio hearing nothing but the soothing sound of azure waves gently lapping the pristine white sand shoreline, as you watch the sun slowly sink below the horizon of the Gulf of Mexico. After such a relaxing and rejuvenating day, perhaps you step out for an evening of fine dining and entertainment at any one of the excellent restaurants situated in the world-renowned Siesta Village. Or take a short drive to visit downtown Sarasota and enjoy the vibrant arts and entertainment scene there which includes, theater, opera or stage productions at the Van Wesel. At the end of your day, you will be lulled to sleep while listening to the soft rhythms of the ebb and flow of the gulf waters, accompanied by a warm tropical sea breeze. You awake the next day, thinking it was all a wonderous dream only to realize that you are truly living in paradise. Whispering Sands is a 55+ community that offers beautifully landscaped grounds and a wide variety of activities in addition to beach living, including two heated swimming pools, shuffleboard, kayak/canoe storage, along with rustic tiki huts and charcoal grills perched next to the beach perfect for a sunset cookout. There’s also a natural lagoon and a clubhouse that includes Wi-Fi and a fitness center and 24-hour security. This second floor 2-bedroom 2 bath unit is on the same floor as the private large library/gathering space with a separate kitchen, television and table tennis/pool table making larger get-togethers and entertaining for family and friends a breeze. The unit features tile flooring throughout (perfect for the beach lifestyle) and is ready for immediate enjoyment by the next owner. Understandably, you may wish to personalize and update some features of this perfectly situated unit in which case, there is a full set of planned updates along with cost estimates from qualified vendors available for review.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $704 | $704 | $704 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,682 | $5,609 | $7,691 |
Total Monthly Payment | $6,511 | $6,438 | $8,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.