Looking for an active 55+ Community? Look no further! This Move in ready 2-bedroom 2 bath 1 car garage home is in desirable Highland Lakes. Freshly painted interior, and new vinyl plank flooring throughout. The kitchen has ample cabinets, closet pantry, breakfast bar, and brand-new stainless-steel appliances. The living and dining room are perfect for entertaining! The sliding glass doors off the dining room lead out to the screened in back patio. Great place to sit with guests or have morning coffee! The sizeable Master bedroom has walk in closet, new vanity open to bedroom and separate water closet with tub/shower combo. The guest room is welcoming with great closet space and hall bath with new vanity. Updates include interior and exterior electrical panels, Air Conditioner with Gas furnace, Vertical blinds throughout. Highland Lakes offers amenities like no other community in the area for the low monthly HOA fee of $115. You’ll find both indoor & outdoor pools, an air-conditioned clubhouse, a large arena with a stage for events, indoor walking track, indoor pickleball, tennis courts, shuffleboard courts, bocce ball courts, horseshoe pits, library, craft room, card room, billiard/ping pong room, fitness room, a softball field, a craftsman barn with tools, scheduled clubs & activities, and a free locked RV & boat storage lot. Enjoy natural beauty, seven small lakes and natural wetlands, catch-and-release fishing with no license required, and a nature trail. Conveniently located close to shopping, restaurants, medical facilities, plus quick access to major highways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,342 | $1,324 | $1,680 |
Total Monthly Payment | $1,521 | $1,503 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.