MOTIVATED SELLERS! Discover this charming 1950s Palmetto home. Nestled on nearly a quarter-acre lot, this property offers 4 bedrooms, 2 bathroom, and 1, 149 SqFt of living space, making it an ideal choice for families or investors. Enjoy a comfortable layout featuring a Florida sunroom, perfect for relaxing or entertaining. Benefit from a 2017 roof and a 2021 AC, ensuring comfort and reliability. An above-ground pool offers a refreshing escape during hot Florida days. With no HOA, CDD, or Deed Restrictions, you can bring your RV, boat, and all your toys without hassle. Centrally located with easy access to US-41 and US-301, this home is just a 25-minute drive to the stunning beaches of Anna Maria Island and the vibrant Downtown St. Petersburg area. This home does need some TLC, making it a fantastic opportunity for those looking to add personal touches or for investors seeking a valuable project. Don't miss your chance to own this unique property with endless possibilities. Schedule a showing today and envision the potential of making this house your home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,955 |
Total Monthly Payment | $1,820 | $1,780 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.