One or more photo(s) has been virtually staged. ** NEW ROOF to be installed before closing ** Welcome to your coastal retreat! This bright, contemporary home is ideally located just 1 mile from the Intracoastal Waterway and 3 miles from the stunning Atlantic Ocean. Perfect for outdoor enthusiasts, you're only minutes from the serene beauty of Spruce Creek Park, where kayaking and nature walks await. Plus, you'll enjoy the convenience of nearby shopping and quick access to major highways.
Step inside and be welcomed by scenic views of lush landscaping and a tranquil neighborhood pond. The expansive kitchen, just off the entrance, features ample seating at the breakfast bar, perfect for entertaining or casual dining. The home’s smart split floor plan offers a private primary suite with double closets and an en-suite bathroom, all overlooking the peaceful pond. Two additional bedrooms share a Jack and Jill bathroom with a large walk-in closet, providing space and comfort for family or guests.
Modern finishes include brand-new laminate flooring and oversized tile throughout, ensuring a stylish and durable interior. Built with cypress siding and cypress board roofing, this is known to be bug, mold and rot-resistant AND comes with a transferable termite bond for added peace of mind. ALSO included is a brand-new 65 gallon Hybrid water heater creating efficiency with your utility costs. Situated on a quiet cul-de-sac, the property spans three lots and features an oversized two-car garage, a fenced yard, and a spacious shed ideal for storage or a workshop. The driveway is wide, approximately the width of three cars with plenty of parking allowing up to approximately eight cars. This home is ready to host all your gatherings and outdoor adventures. ** NEW ROOF to be installed before closing **
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $194 | $194 | $194 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,886 | $1,861 | $2,361 |
Total Monthly Payment | $2,155 | $2,130 | $2,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.