820 Avenue Z NW, Winter Haven, FL, 33881 | $318,000

HUGE PRICE REDUCTION ON THIS GORGEOUS TRI-LEVEL HISTORIC HOME. . . featuring much of its original character brought back to life! Characteristics such as original wood flooring, beautiful, exposed beams in the kitchen, along with the original wood cabinetry, and door-framing with its gorgeous 1925 decorative woodwork. As you enter the home you are adorned by the beautiful natural light that shines into the open foyer with gorgeous, polished marble-look tile flooring, and straight ahead is the beautiful stone fireplace that has been updated with a gorgeous whitewash & refinished wood mantel. This large living space has beautiful, refinished wood flooring and is your thoroughfare to the formal dining room and large kitchen in one direction & master bedroom, plus gorgeous stairway for all 3 upstairs bedrooms in the other direction. Also on the main living level of this home is a bonus room, featuring wood flooring and the perfect place to maintain an outdoor view while working from your home office. The master suite is on the lower-level of this tri-level home, which has its own entry/exit door to the exterior of the home, walk-in closet & gorgeous, updated bathroom. Plenty of backyard space to enjoy outdoor activates or just sit back and relax on your large 29x8 covered back porch. In the back yard is also a storage shed (18x20) to keep all of your tools and equipment out of the weather. Close to the beautifully revamped historic downtown Winter Haven, major roadways to lead you to neighboring towns (Hwy 17, Hwy 92, Polk Parkway), shopping, medical facilities and restaurants. Updates include: Roof (2021), 2 central A/C units (2022), Electrical Completely rewired (2022), tented for termites in 2018. Call today to schedule your showing of this gorgeous historic beauty!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1925
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,082
  • Acreage: 0.3
  • Est. Taxes: $2,674
  • Lot Desc: City Lot
  • Middle School: Westwood Middle
  • High School: Winter Haven Senior
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: P4931677
  • Days on Market: 95 days
  • Website: https://www.raveis.com
    /prop/P4931677/820avenueznw_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 6:17:07 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 863-294-7541

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

820 Avenue Z NW, Winter Haven, FL, 33881

$318,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $254,400 $254,400 $254,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $223 $223 $223
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,693 $1,691 $2,181
Total Monthly Payment $1,991 $1,989 $2,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.