41 OCEAN OAKS Lane, Palm Coast, FL, 32137 | $1,339,000

Welcome to your dream home, an elegant custom-built luxury residence in the gated Hammock Beach community. Exquisite property boasts 3 bedrooms, 3 full baths, 2 half baths, and 3, 830 square feet of living space, including a versatile bonus room. The home features high ceilings, a comfortable living room with custom cabinetry & a gas fireplace, and a stunning under-roof paver lanai with a summer kitchen, saltwater pool, and heated spa, offering serene water & preserve views. Inside, the home includes a dedicated office, formal dining room, & a custom-designed chef's kitchen with granite countertops & top-of-the-line appliances. The luxurious master suite includes an ensuite bath, dual vanities, and French doors leading to the outdoor space. Two guest bedrooms also feature ensuite baths. Just 15 minutes from the beach, residents enjoy world-class amenities, including golf, dining, fitness, and more.

Features

  • Amenities: Beach Access, Cable TV, Gated, Maintenance Grounds, Management - Full Time, Security, Trash
  • Rooms: 2
  • Bedrooms: 3
  • Baths: 3 full / 2 half
  • Lot Size: 122'x130'
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Electric, Multi Units, Zoned
  • Approx Sq. Feet: 3,830
  • Acreage: 0.37
  • Lot Size: 122'x130'
  • Est. Taxes: $7,067
  • HOA Fee: $492 Quarterly
  • Lot Desc: Dead End Street, Many Trees
  • View: Lake, Pond, Pool, Protected Preserve, Water
  • Water Front: Yes
  • Elem. School: Old Kings
  • Middle School: Indian Trails
  • High School: Matanzas
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Cooler
  • MLS#: 2042947
  • Days on Market: 127 days
  • Website: https://www.raveis.com
    /eprop/2042947/41oceanoakslane_palmcoast_fl?source=qrflyer
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Listing courtesy of TRADEMARK REALTY GROUP LLC

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

41 OCEAN OAKS Lane, Palm Coast, FL, 32137

$1,339,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,071,200 $1,071,200 $1,071,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.620% 6.735% 6.806%
Monthly Tax Payment $589 $589 $589
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,948 $6,859 $9,405
Total Monthly Payment $7,662 $7,573 $10,119

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.