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4731 Independence DRIVE, #4731, Bradenton, FL, 34210 | $380,000
BAY FRONT BEAUTY! FIRST FLOOR TURNKEY FURNISHED CONDO WITH SPARKLING BAY & BARRIER ISLAND VIEWS TO LBK PASS & THE GULF OF MEXICO BEYOND! ENJOY THIS BAYSIDE TREASURE privately situated in serene nature setting with soaring birds, jumping mullet, playful dolphins, passing boats & stunning sunsets. For your peace of mind & additional insurance credits there's a 2016 roof with 3rd nail & impact windows throughout. Plus there is a 2024 water heater, a 2018 air conditioning system & a brand new carport JUST STEPS from the front door. FOR STYLE AND EASY CARE you will truly appreciate the tile flooring & glistening quartz too. For your convenience & organizational needs, the white cabinetry in the kitchen & bathrooms have slide-out shelving. THE LIVING AND DINING area measures 34x14 offering flexibility for furniture placement & is perfect for everyday living & entertaining. This amazing entertainment space boasts: crown molding, additional cabinetry for storage, upgraded ceiling fans; creamy white paint; sliders to the outdoors; and endless views. Just outside the sliders relax on the patio pavers & soak up the Florida sunshine. BOTH BEDROOMS ARE QUITE SPACIOUS providing ample room for a king size suite of furniture. The owner’s suite features a large picture window to paradise with up/down room darkening shades, crown molding & walk-in closet. You will find plenty of room for your extensive wardrobe & accessories. The ensuite bathroom is nicely updated too featuring quartz, waterfall glass, gleaming tile, safety bars, water efficient toilet, and additional wall cabinetry. Up front in this split bedroom floor plan the second bedroom & adjacent updated bathroom provide guests privacy. THE LIGHT AND AIRY fully equipped kitchen with white cabinetry & appliance suite with a 2024 disposal has a tray ceiling with pendant lighting, tiled backsplash, closet pantry, and convenient breakfast bar that open to the dining area. You will enjoy cooking here for family & friends. A BRAND-NEW CARPORT built directly out-front includes secure storage unit ideal for beach, fishing, & sports gear, plus a spot for bicycles. PARADISE WILL BE AT YOUR FEET when you make this bay front condo your winter retreat or permanent residence. What a lifestyle! MT VERNON ON SARASOTA BAY is a pet-free community, but service animals are welcome. Additionally, golf carts are permitted for medical reasons, adding to the convenience of living in this charming locale. If you are a boater there are available boat docks for a one-time $25 fee. Mt. Vernon provides easy access to bay & gulf. COMMUNITY FEATURES: remodeled clubhouse with banquet room, billiards, ping-pong, library & game room, lakeside veranda; boat docks; heated pool; tennis, pickleball, shuffleboard, & bocce ball; spa; sauna; workshop; chip & putting green; walking paths; butterfly garden; bay front park; kayak launch & storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; many ponds & spacious grounds of nearly 90 acres teaming with wonderful Florida wildlife; plus many activities & socials! Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops, & delicious dining. Start living like you're on vacation. DUES COVER: water; sewer; trash; recycle; pest control; cable with HD box; internet with router; exterior maintenance, repairs & replacement; landscape maintenance; insurance. Welcome home!
Features
- Elevator: Y
- Heating: Electric
- Cooling: Central Air
- Levels: 2
- Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: MOUNT VERNON PH 3
- Year Built: 1979
- Common Charge: $739 Monthly
- Approx Sq. Feet: 1,459
- Est. Taxes: $4,434
- Lot Desc: Landscaped, Near Public Transit, Street Dead-End
- View: Water
- Adult Communities: Yes
- Pet Policy: No
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: A4620545
- Days on Market: 86 days
- Website: https://www.raveis.com
/prop/A4620545/4731independencedrive_bradenton_fl?source=qrflyer
Listing courtesy of WAGNER REALTY Phone: 941-761-3100
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4731 Independence DRIVE, #4731, Bradenton, FL, 34210
$380,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $370 | $370 | $370 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,607 |
| Total Monthly Payment | $2,519 | $2,465 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388