Impressive 4 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable gated community of Waterford Estates. This community offers a gated entry and many amenities: heated inground community pool, clubhouse, walking and biking paths, bocce, pickleball. This home is DR Horton's Cairn model and offers an open floor plan with Great Room, well equipped Kitchen, Dining Area, Screened Lanai and Inside Laundry room with washer and dryer hook ups and sink. You enter the home through a 5x5 screened area through the spacious foyer to the open Great Room/ Kitchen/ Dining Room floor plan. Light and bright with lots of windows and the flooring is tile. The Kitchen features stained maple wood laminate cabinetry, closet pantry and island with sinks and breakfast bar. Very open- you can talk to your guests in the Great Room and Dining Room while you prepare dinner. The Master Bedroom suite offers a huge walk in closet, additional closet and private bathroom with walk in shower and dual sinks. There are three additional guest bedrooms and the guest bathroom has a tub/ shower combo. Your living space extends to the large 17x8 screened porch. Tile flooring throughout. Bedrooms and screened lanai have wood look tile. ***NEW ROOF OCT 2022*** Utilities are county water and sewer and are underground. Waterford Estates is minutes from historic downtown Punta Gorda shopping, dining, medical care, walking and biking paths, waterfront parks, boat ramps, fishing piers, weekend farmers markets, art galleries, Fishermen's Village, events and more. This home is perfect for a family or those expecting lots of winter visitors!
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,867 |
Total Monthly Payment | $2,987 | $2,959 | $3,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.