Located on the quaint and beautiful "Bird Island" of Lake Weir, this property allows for rear canal frontage and access! Custom built in 1999, this home has been well loved by its only owners. A recent remodel (July - Aug 2024) has been done including: beautiful new LV flooring throughout (aside from laundry room and bathrooms which are tile), new baseboards throughout and new exterior house wrap around the base of the home (beneath the vinyl siding) to assure no water damage from the FL rainstorms & the roof was done in 2018. Sitting on a lot and a half there is ample space for all your lake toys, trailers and outdoor fun! The property is equipped with two storage sheds and a fully fenced back yard. All three bedrooms are located on the second floor, which overlooks Lake Weir. This lake has two boat public boat ramps, as well as two water front restaurants: Gator Joes and Eaton's Beach - both of which are a short boat ride across the lake! Although it may feel pretty distant, shopping, restaurants and US-441 are within a few miles drive! Call to schedule your showing today, this home is filled with character - you don't want to miss your opportunity!
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,692 |
Total Monthly Payment | $2,386 | $2,359 | $2,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.