Embrace the charm of this centrally located pre-war studio co-op, where historic elegance meets modern convenience. This cozy studio boasts high ceilings that enhance the sense of space and airiness, creating a welcoming environment perfect for city living. The monthly maintenance fee is all-inclusive, covering electricity, gas, and property taxes offering you both comfort and simplicity. Ideally situated near the Ludlow Metro-North station, this co-op makes commuting to New York City effortless. Additionally, the nearby Yonkers waterfront provides easy access to scenic views and a variety of recreational activities, making it an ideal spot to unwind. With a little TLC, this unit offers endless possibilities to craft your dream home. The property is being sold as is, providing you with the perfect canvas to add your personal touch. TEXT 267-934-2962 for any questions, please provide unit and address. Don't miss this opportunity to own a piece of historic charm in a prime location! **Property SOLD AS IS***CASH ONLY ParkingFeatures: On Street,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $24,000 | $24,000 | $24,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $160 | $160 | $202 |
Total Monthly Payment | $235 | $235 | $277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.