Located in the highly sought-after Orchards of Mt. Sinai, this meticulously maintained home offers an array of modern updates and charming features. The updated eat-in kitchen boasts stunning granite countertops and newer appliances, seamlessly flowing into a cozy den with French doors that lead to a private Back yard rocking chair porch-perfect for relaxing. Recent upgrades include a 200-amp electrical panel, new front and back doors, a 3-year-old roof, a new washer and dryer, a whole-house water filtration system, new recessed lighting, new carpeting, a new hot water heater, burner, and fuel tank, as well as an updated CAC unit upstairs. The property also features a private "L" shaped in-ground pool with a Loop lock cover and a new filter and pump, set off to the side of the yard for added privacy. The home is accentuated by gleaming hardwood floors, a spacious master suite, beautifully landscaped grounds with vinyl fencing, and a detached two-car garage. Located within the Mt. Sinai School District, this home is a true gem. , Additional information: Appearance: Min +, Green Features: Insulated Doors, Separate Hotwater Heater: yes
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $788,000 | $788,000 | $788,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,682 | $1,682 | $1,682 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,661 | $5,046 | $6,703 |
Total Monthly Payment | $6,435 | $6,820 | $8,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.