This beautifully furnished two-bedroom, two-bathroom condo in Ocean Walk exudes a coastal charm. It is located in Building #6, which boasts the lowest HOA fees in the community which includes Spectrum, WIFI and had all stucco repaired and repainted in 2022. There are no rental restrictions in building #6, so this is the perfect unit to use as a part-time residence with income potential. The main bedroom features a large walk-in closet and separate sliders to the lanai. The ensuite is oversized and features double vanities, large soaking tub, walk in shower and separate water closet. The second bedroom is versatile and can hold a king or two queen beds. It could also serve as a bedroom with an office space. Enjoy peace of mind with a brand-new A/C system, ensuring cool and comfortable living year-round. Step outside to your peaceful screened and tiled private balcony, where you can savor morning coffee or evening sunsets overlooking the estuary with a gentle ocean breeze. Convenience added by in unit laundry room with washer and dryer. Move-in ready with stylish furnishings, this unit is just a short distance from the beach, clubhouse, and pool. The dining and living room combination, with its sliders to the lanai, creates a spacious and bright atmosphere, perfect for condo living. The kitchen's breakfast bar adds convenience for serving and food preparation. Modern kitchen with brand new Bosch dishwasher and microwave. Condo has ample closets and storage. The unit also includes the convenience of an under-building garage near the elevator, making shopping and transporting goods easy while protecting your car from the elements. Additionally, a large storage closet is located close to the unit. Cross the street for private Ocean Walk access to the serene no drive beach, featuring a convenient shower station. Ocean Walk amenities include private pool, club house, tennis courts, walking trails, car wash stations (great for rinsing off your beach bikes), and much more. With the Canaveral National Seashore, shopping, and restaurants nearby, you can enjoy the tranquil beach life while experiencing all the excitement New Smyrna Beach has to offer. Information deemed accurate but not guaranteed. All measurements are approximate. Buyer responsible to verify all dimensions and any information that is pertinent to them.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,049 | $2,630 |
Total Monthly Payment | $2,375 | $2,349 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.