**PRICE IMPROVEMENT** Welcome to your charming oasis in the heart of Clearwater! This adorable first-floor condo in the gated community of The Fountains at Countryside is perfect for both first-time homebuyers and savvy investors. Step inside where you are greeted by gleaming LVP flooring that leads instantly into the quaint kitchen that features updated white wood cabinetry, modern light fixtures, stainless steel appliances, and a deep, double-well stainless-steel sink that overlooks a large breakfast bar that seamlessly blends into the spacious, open concept living area. The living room, with room for a flex dining space, leads out to cozy screened-in porch perfect for unwinding with a good book or enjoying morning coffee. Through the hallway entry are the two, well-sized bedrooms, one with it’s own ensuite and the other with a detached bathroom, perfect for guests. The benefit of the in-unit laundry closet with stacked washer & dryer is conveniently located right off the bedrooms for added ease. With access to a sparkling community pool, a relaxing gazebo, and a fun grilling area, you'll feel like you're on vacation every day. Ideally situated just off US Highway 19, you're only minutes away from the best beaches, Dunedin, Tampa, St. Pete, and so much more! Don't miss out on this fantastic opportunity to own a piece of Florida paradise. One parking space is assigned to the unit. HVAC (5 Years) & New Paint (July 2024). HOA includes Cable TV, Community Pool, Escrow Reserves Fund, Internet, Maintenance Exterior, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,077 | $1,037 | $1,316 |
Total Monthly Payment | $1,362 | $1,322 | $1,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.