Move-in-ready on a level, manageable 1/2 acre lot! This charming 1975 ranch-style home has an updated kitchen, plenty of natural light, fresh paint, durable vinyl floors, 3-bedrooms and 1 full bath. The recently updated kitchen is the heart of the home, featuring upgraded cabinetry that reaches all the way to the ceiling, stainless steel dishwasher, clean range and plenty of space for a dining table or kitchen island. The open layout allows access and site-lines through to the living room from the kitchen. The full concrete floor basement offers endless possibilities, whether you envision a workshop, home gym, or additional storage. Laundry and utilities are in the basement including a Buderus boiler system. Outside, the half-acre level lot provides ample space for gardening, play, or simply enjoying the outdoors, all without overwhelming upkeep. Located in a peaceful neighborhood with easy access to local amenities. Only 1. 6 miles from VT Law School, Worthy Burger, and the rest that downtown Royalton has to offer! Furnished photos are virtually staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,590 | $2,051 |
Total Monthly Payment | $1,977 | $1,935 | $2,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.