PARK YOUR BOAT IN YOUR BACKYARD! - Unique opportunity to embrace the boating lifestyle in beautiful and popular St Petersburg, Florida! You saved all your life for this. This is the reason you SAVED. Nestled in the heart of Saint Petersburg, this one-of-a kind waterfront property presents an unparalleled opportunity to build your dream coastal retreat. Bask in the allure of breathtaking water views of Boca Ciega Bay, serene surroundings, and a unique blend of natural wonders right in your backyard. READY TO BUILD waterfront lot on the canal leading to Boca Ciega Bay and Madeira Beach. Includes a boat dock with a 10, 000 LB boat lift. This is a community which is completely RESIDENT-OWNED and run. All NEW construction must elevate with a permanent, elevated home. Our community consists of locals who enjoy their homes as weekend retreats, snowbirds from Canada and Northern states, and year-round homesteaders. Our community is next door to a MARINA and walking distance to restaurants. PRIVATE BOAT RAMP offers easy access for SKI JETS and canoes. Just one mile from the Bay Pines VA Hospital, major stores and restaurants, this is an ideal location offering major CONVENIENCE. The lot is cleared and ready for your elevated modular DREAM home. All utilities are provided. Watch manatees swim while fishing from your private deck. The HOA fee includes water, lawn care, trash removal and community swimming pool.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,653 |
Total Monthly Payment | $1,395 | $1,378 | $1,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.