One or more photo(s) has been virtually staged. Best priced 4 bedroom home! Check out the 360 interior & exterior tour of this home by following the link! This house offers a spacious open floor plan with a unique loft area. The main living space features a cozy living and dining room with a fireplace, plus a kitchen with a breakfast nook. The loft, positioned above the main living area, is versatile and can serve as a playroom, office, or creative space. With its high ceilings and distinctive entryway, the loft adds a touch of charm and flexibility to the home. Perfect for both entertaining and relaxing, the modern open floor plan creates a seamless flow throughout the main living areas. The kitchen, dining, and living room are interconnected, ideal for gatherings and daily living. The kitchen comes fully equipped with all appliances and has ample counter space for meal prep, along with a whole-home water purification system. The living room is bright with natural light, making it a great space for lounging or hosting guests. The open layout gives the home a spacious and airy feel, enhancing the sense of connectedness between the different living areas.
Residents of Rainbow Lakes Estates can opt in to join the POA to enjoy access to fantastic community amenities. The community center offers regular events and activities like kickboxing, ceramics, and a book club. Additional amenities include a horseshoe pit, playground, basketball court, shuffleboard court, fishing pier, computer lab, baseball field, fitness gym, youth center, and a boat ramp at Tiger Lake Park. The neighborhood is home to a diverse and welcoming community that takes pride in where they live. There's a strong sense of camaraderie among residents, making this area a perfect place to call home. Don’t miss the chance to see this home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,558 | $1,967 |
Total Monthly Payment | $1,850 | $1,811 | $2,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.