Introducing this wonderful home on Bread and Cheese Hollow Rd! Situated on Long Island's North Shore, this exquisitely renovated, expansive hi-ranch sits on a lush 32, 670 sq ft lot, featuring engineered hardwood floors and recessed lighting throughout. Eat-in kitchen is a chef's dream, showcasing SS appliances, quartz counters, custom soft-close cabinetry, and a grand kitchen island. Dining area offers a sun-drenched space with bay window, wood-burning fireplace, and elegant base molding throughout the home. 4 generously sized bedrooms and 2 full baths, including a primary en-suite with walk-in closet. Additional living space includes den with soaring vaulted ceiling and spiral staircase leading to the attic for easy access. Sunroom, bathed in natural light, features several sliding doors providing seamless access to the backyard and a convenient half bath. Ample closet space found throughout home for all your storage needs. Lower level continues with engineered hardwood floors, offering 2 additional bedrooms, a kitchenette, a full bath, and walk-out access. Attached 1-car garage and 4-zone forced hot air system add to the home's convenience and comfort. Backyard provides a serene retreat with great privacy and beautiful natural landscapes adorned with trees for your quiet enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,272 | $1,272 | $1,272 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,369 | $5,815 | $7,763 |
Total Monthly Payment | $6,766 | $7,212 | $9,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.