Discover the perfect blend of classic New England charm and modern convenience in this beautifully renovated home in the heart of Rochester on 1. 1 acres. Cleared and level with a fantastic backyard retreat featuring fruit trees, ample garden space, and a cozy chicken coop—ideal for those who love the outdoors and sustainable living. In a location within 5 minutes of the Spaulding Turnpike, the Ridge Mall and the supermarkets. Also, The Chamberlain School is around the corner and is a desireable plus. The home's interior seamlessly blends historic character with contemporary updates, ensuring comfort and style throughout. A unique highlight is the converted barn, now a fully functional and permitted ADU. This is perfect situated to offset your taxes with a monthly rental income. The main house includes an efficient heating system with natural gas. Completely renovated kitchen with granite countertop and SS appliances. Convenient 1st floor laundry with 1/2 bath and large pantry. Full attic offers room for expansion if desired. Plus a bonus room with separate entrance off the kitchen. ADU includes granite countertop, SS appliances, minisplit for heat and A/C. Large workshop, 1st floor laundry and large hall closet for storage. Central vac. Cathedral ceiling and beams and lots of natural light. Don't wait ! You can be in your new home for the Holidays.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $775 | $775 | $775 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,593 | $3,589 | $4,630 |
Total Monthly Payment | $4,460 | $4,456 | $5,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.